Drive new ways to earn at Gemini Credit Card

Drive new ways to earn at Gemini Credit Card

From transactions to dapps — explore every corner of the Bitcoin universe with ease.

From transactions to dapps — explore every corner of the Bitcoin universe with ease.

How to merge two separate reward systems into a clear, one-stop discovery experience that users can easily navigate? 

Pain point

Fragmented Discovery

Reward discovery was fragmented across the credit card, exchange, and other surfaces.

Pain point

Unclear Reward Tracking

Users lacked a clear way to track rewards or understand earn and redeem rules.

Pain point

No Cross-Product Visibility

Limited cross-product visibility led to one-off use instead of long-term engagement.

Reimagining a unified rewards system that delivers transparent value and drives long-term growth

Role:  Sole designer · Growth team

Timeline:  July – Dec 2025

Scope:  Rewards Hub 2.0 + Referral program + Card benefits hub

How to merge two separate reward systems into a clear, one-stop discovery experience that users can easily navigate? 

Pain point

Fragmented Discovery

Reward discovery was fragmented across the credit card, exchange, and other surfaces.

Pain point

Unclear Reward Tracking

Users lacked a clear way to track rewards or understand earn and redeem rules.

Pain point

No Cross-Product Visibility

Limited cross-product visibility led to one-off use instead of long-term engagement.

Reimagining a unified rewards system that delivers transparent value and drives long-term growth

Role:  Sole designer · Growth team

Timeline:  July – Dec 2025

Scope:  Rewards Hub 2.0 + Referral program + Card benefits hub

Design Objectives

Design Objectives

04

Incentivize Habitual Card Usage

Design gamified streak mechanics that increase daily engagement and reinforce consistent credit card usage through transparent progress and reward feedback.

04

Incentivize Habitual Card Usage

Design gamified streak mechanics that increase daily engagement and reinforce consistent credit card usage through transparent progress and reward feedback.

03

Drive Cross-Product Engagement

Encourage experienced users to engage in multiple MTU-generating actions by surfacing relevant offers and fresh discovery opportunities.

03

Drive Cross-Product Engagement

Encourage experienced users to engage in multiple MTU-generating actions by surfacing relevant offers and fresh discovery opportunities.

02

Accelerate First Trade Conversion

Guide new users toward completing their first trade within their first 7 days through contextual prompts, clear incentives, and simplified activation paths.

02

Accelerate First Trade Conversion

Guide new users toward completing their first trade within their first 7 days through contextual prompts, clear incentives, and simplified activation paths.

01

Unify Reward Visibility

Create a single source of truth where users can discover, track, and understand all reward-eligible actions across trading, staking, holding, and credit card activity.

01

Unify Reward Visibility

Create a single source of truth where users can discover, track, and understand all reward-eligible actions across trading, staking, holding, and credit card activity.

Solution Preview

Solution Preview

Designing for exploration without overwhelm

A unified rewards surface that lets users explore, earn, and redeem while keeping choices manageable as options scale.

Making rewards legible and predictable

A step-by-step reward tracker that clarifies accrual, timing, and payouts so users always know what’s happening.

Turning abstract rewards into concrete understanding

Interactive explanations that translate rates and rules into visible outcomes, supporting informed, long-term user engagement.

Adapting rewards to different user intents

Reward experiences tuned for everyday spenders, long-term holders, and power users, without fragmenting the system.

Designing for exploration without overwhelm

A unified rewards surface that lets users explore, earn, and redeem while keeping choices manageable as options scale.

Turning abstract rewards into concrete understanding

Interactive explanations that translate rates and rules into visible outcomes, supporting informed, long-term user engagement.

Making rewards legible and predictable

A step-by-step reward tracker that clarifies accrual, timing, and payouts so users always know what’s happening.

Adapting rewards to different user intents

Reward experiences tuned for everyday spenders, long-term holders, and power users, without fragmenting the system.

Data-informed design,
growth-driven outcomes

Data guides every design decision on the growth team, from user behavior to funnel analysis. Each change addresses a real problem and drives measurable impact.

XRP card launch sees 400% more applicants in the first week

Merchant reward drives millions in revenue

Referral revamp reduces 65% customer service tickets

Data-informed design,
growth-driven outcomes

Data guides every design decision on the growth team, from user behavior to funnel analysis. Each change addresses a real problem and drives measurable impact.

XRP card launch sees 400% more applicants in the first week

Merchant reward drives millions in revenue

Referral revamp reduces 65% customer service tickets